Franchise Finance
Loan Program General Terms

Size
Minimum = $250,000
Maximum = $3,000,000
Term
Five Years
-- Two 1-year Extensions under certain conditions --
Interest Rate
6%-9%
The rate is determined by transaction size, purpose, equity injection, credit profile of borrower, etc.
Structure
Interest Only
-- No principal amortization --
Prepayment Options
-- Certain provisions for prepayment of interest --
Personal Guaranties
May not be required
Personal/Spousal Guaranties and Corporate Guaranties from other owned businesses may be waived depending on Rate, Equity Percentage, etc.
Purpose
New Construction
Real Estate
Equipment Financing
Structure
Interest Only
-- No principal amortization --
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